Retiring soon?

Download a form under one of the following 2 options, as best suited to your situation, to ensure you are getting the best annuity option available to you:

Access and complete this application form online if you are fit and well

Download and complete this application form if you smoke and/or have high blood pressure/cholesterol, or diabetes, or are overweight, or have cancer, a heart condition or other medical conditions

 Just like a standard pension annuity your entire pension fund is exchanged in return for a tax free lump sum up to a maximum of 25% of the fund and an income for life, known as an annuity.

If you are in poor health or even a smoker, you may qualify for enhanced annuity rates, which means you will have more monthly income.

Not all providers offer enhanced rates and It is vital to shop around and get the best deal for you.

You need to first find out which providers offer enhanced annuities and then find out which one will offer you the most monthly income.

That's where we come in. We will do all the work for you. By completing the above form and returning to us, we can search the market and find you the most suitable product for your needs.